Cost in Poland

What is the cost of living in Poland?  Not much compared to the UK or USA. Is living in Poland expensive?  No.  Many people from Poland say that things are more expensive in Poland than in the USA. I think this is false. Living in Poland is cheap and low while low cost.

Living costs in Poland compared to the USA

What does cost of living mean? Living in Poland or the USA means:

  1. Rent or mortgage payment.
  2. Food expenses per week.
  3. Utilities.
  4. Transportation costs
  5. Extra day to day things, like vitamins or herbs or jeans.
  6. One off expenditures and large purchases, like computers.
  7. Vacations and events.

Clearly he first four items on the list is 99% of your budget.  I would say rent and food is your biggest perhaps 90%.  So why do people focus on the other items when making a comparison?

cost Poland
Cost in Poland is lower than most countries

Cost of unusual expenses in Poland

What Polish people do is go to the USA and see a computer selling at Best Buy and it it a full 50 dollars cheaper than in Poland.  They say wow, things are so cheap here in the USA and Poland is expensive.  I think this is untrue.

I have compared computer prices in Poland and the USA and they are the same price. You can get a 400 dollar computer in Poland or the USA.  However, when you do the comparison remember to calculate the US sales tax into the price (Polish VAT is already in the quoted price).  Further, it is sometimes cheaper in Poland.  If a computer part is more expensive I just order from ebay UK or USA.

In almost every case it is cheaper on Allegro the Polish online store. Polish people are very clever and this is a global market.  If there is a way to get it cheaper, Polish people will figure this out.

I shop at Auchen’s a French Walmart in Poland.  If you are low cost you can shop there. I can get blue jeans for a little over 2 dollars there.

But the real question here is how often do you buy a computer?  I still have my Sony Vaio from seven years ago and I am an IT guy. Therefore, when considering cost of living in Poland you have to look at what your real monthly cost are in Poland.

Furniture expenses in Poland

On one hand I bought a little wooden hand made chair for 5 dollars. Anything in the USA is from China.  This was from the Polish mountains.

However, on the other hand IKEA prices are about the same, maybe a couple of Złoty more.

Cost of rent or real estate in Poland

This is the real cost.  I pay about 400 dollarsfor my rent in the old town of Krakow.  I paid in Boston for the same flat 1,800 dollars.  How can you tell me that Poland has high cost or is expensive?

Food cost about 1/3 the price in Poland than the USA. People will disagree with on this but I downloaded the USDA price list and compared it to a Polish market list.  The prices cost less in Poland. I compared apples to apples if you may.

Food and rent are your biggest costs in Poland because you are not buying the other things everyday. This is what it really means to price out costs in Poland.

Food costs in Poland

Cheddar cheese is about 2 dollars a pound in Poland.  Potatoes about 10 cents a pound, eggs a dollar a for ten.  However, it all depends where you shop. If you shop at Alma or some little expensive shop of course you will pay, but still a lower costs then then USA.  But if you get things from the farmers or a large super market food is a fraction of the price of the USA.

Also when you make a comparison remember that most of the stuff I buy is organic farmers produce, you would have to pay whole foods prices for anything to come close to the quality.

There is no way you can tell me that the food you buy in the USA, most of which comes from huge Mexican agribusiness farms is the same quality as food grown on local organic farms in Poland.  My wife’s parents are farmers.  Most farms are organic and in Poland and most people I know have relatives in farming, up to 25 % of the country.  So again regardless of the costs, Poland is a better place to buy food.

Doctors in Poland – costs

It costs about 25 dollars for a doctors visit in Poland.  Or it is free if you pay taxes as I do.

Education cost in Poland

You have three kids that want to go to University and get a masters or PhD?  What is the cost in Poland.  Free.  Cost in the USA is about 25k a year and that is only undergrad.

America is an expensive place.  Poland is a low cost country.

How much does it cost to live in Poland

You can live quite well on about 10k a year in Poland.   Can you do this in the USA?

If you live in Poland with a total cost of 20k a year that is a very good life.

Is Poland a poor country if costs are low

Low cost Poland
Polish costs? A very old Polish house, something from the past. Poland is not a poor country like people imagine, Low cost in Poland and good income make it relatively rich.

Poland is a normal EU country.  It is still not at the standard of if you are a London money manager.  However, the economist magazine compared costs in Poland and if you are a senior manager all costs and salaries considered you have a better life in Poland. Income has to be seen in relation to costs.

Since I live here in Poland as an American in Boston, I could have told you that.  Poland is a beautiful place to live.  The only problem is you need an income. However, that is the problem anywhere you live.

If you have a global income, you will live quite well in Poland where costs are low.  If you have questions or comments please leave a reply.  Or if you have ever thought about moving to Poland and curious about costs in Poland please write.




227 responses to “Cost in Poland”

  1. Irish abroad

    Hi Mark
    I’m thinking very strongly about taking my family to live in Poland. I will be buying a house on the outskirts of Gdansk and I won’t need a mortgage for it. I’m going to purchase a vehicle when I arrive after selling my current car..
    There will be three of us, 2 adults and our 10 month old daughter. Unfortunately she has a heart condition and her meds are expensive so I was wondering is there a scheme there to subsidise the costs as here in Ireland if you pay €124 a month the government pays anything above that.
    I have budgeted 4400pln a month and am wondering if that would be sufficient. There is one other thing, I’ve noticed a lot of houses with metal roller shutters, is burglary a problem in Poland? Is insurance expensive?
    Thanks in advance

    1. Mark Biernat

      I personally could live on that with my family and you could go to Sopot to the beach on a regular basis. I have a family of 4. I got to school in Gdansk and live in the USA. I do not make a lot while I am in school. So from personal experience, you could do it. However, I would look for ways to increase that income. Also, insurance, if you are talking medical, can be expensive if you are buying it privately. You need to call around. I pay cash for medical.

  2. Sersolo

    Hi from Costa Rica!

    I got a job offer from a big IT company and the position is in Poland, they are offering 131k złoty per year (around 10.9k per month) this is a bit less than what I do here in my country (around $100 USD), I was wondering if that is enough to live comfortably in Warsaw for a single guy.


    1. Mark Biernat

      This is a good salary for Warsaw.

  3. Glenn Lygrisse

    What is it like for retired people to live in Poland?

    1. Mark Biernat

      Nice but it depends on what you like to do. If you like nature, such as hiking and travel around Europe, it is fantastic. But the winters are cold. It’s like retiring in New England.

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